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Lenders Advantage process uses a structure that is identical to the A.I.A. G-702, Application and Certificate for Payment. The general contractor provides the borrower with a comprehensive package including all invoices, releases, etc. The owner reviews the request, approves it, and forwards it to our office. Our team will then review the documentation and forward the approved draw to the you the lender.

One check is issued to the general contractor for the net amount of the draw. The general contractor is responsible to pay the various subcontractors and suppliers that were included in the draw request. Before the next draw request is processed the general contractror is required to provide unconditional releases from those subcontractors and suppliers. No future disbursement is granted until proof of disbursement is confirmed through releases.

Annmarie has been working in the banking industry for over 30 years. Throughout her career she has developed a complete working knowledge of all aspects of construction lending, having managed and controlled the disbursements of hundreds of construction projects. Her skills encompass loan credit analysis, financial analysis, project analysis, contractor qualification studies, entitlement processes and safe and sound construction disbursement procedures.

Annie's vast experience and knowledge provides our team a unique understanding of the perspectives and needs of financial institutions in the fund control arena.

Prior to co-founding Integrity Fund Control Mr. Macke had been active principal in virtually every aspect of the Southern California real estate market. Steve is a licensed real estate broker, a seasoned developer, and a professional consultant to several renowned regional home builders. Steve has developed a wide range of residential, industrial commercial projects including entry level condominiums, luxury estates and mixed-use office / retail with a focus on sustainable development.

Mr. Macke has provided consulting services to various national, regional and community banks, including; Washington Mutual Bank, JP Morgan Chase, Golden State Bank, California Business Bank regarding project feasibility and troubled asset analyses. Steve is a graduate of the University of Southern California Marshall School of Business with a degree in finance.

Tradition. Innovation. Performance.

Services a cut above

Construction Funds Disbursement

Construction Cost Budget Analysis

Builder Review

Michael Perdue

Senior Vice President

US Metro Bank.

Our Future Your Project

Moving your project into the future.

Executive Management

Annmarie Lemento

Steve Macke

States Served

Projects Done

Disbursements

Concentrations

Testimonials

Harry Simpson

Bobby Baker

IJC Difference

Today, many firms offer fund control services. Many of these firms successfully provide a very adequate template based services for the accounting, disbursement and inspections for construction loans.

Fund Control in 3 Easy Steps

Step 1

Step 2

Step 3

Questions - Unique Situations